No Stupid Questions
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Yes, but they would be separate accounts (comments, subscribed y communities, messages, etc). I have an account on lemm.ee and lemmy.world which I actively use. It can get a bit annoying making sure that I stay subscribed to the same communities on both, but it's also nice to get different feeds.
Another option would be to stand up your own closed instance, so your account is the only one. That way storage and bandwidth should be minimal enough that you can host at home and also have full control over settings on your instance.
So I could set up a private instance on, say, a pi and then never be at risk of losing my account? (Particularly interested in things like subscribed communities and saved posts)
In theory, yes. In practice, probably not? I don't run an instance so I don't know what resources you need but I suspect a pi isn't going to be powerful enough. You'd definitely have to hook up some extra storage space at least.
You'd also still be at risk of losing your account if your hardware fails, you'd need a backup solution there too.
A pi is definitely powerful enough, the Lemmy software is super lightweight, but you'd definitely need the extra storage.