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You just described a somewhat progressive leaning liberal.
You believe that the government should stay our of our homes, socially. Progressives have been leading that charge for decades, and moderates have been on board for a while now.
You believe in universal Healthcare and income. Those are very progressive ideals. Those are about as anti libertarian as it gets, because they take away a lot of "individual" freedom, because to fund that, roughly half of your income will need to go to taxes. Maybe more, I haven't looked at the numbers in a long time, but plenty of current examples to pick from.
You believe in industrial regulation to combat bad actors when necessary. That is a general liberal ideal.
Nothing besides keeping the government away from your personal life is even marginally libertarian. And that's pretty much the only overlap between libertarianism and liberalism.
This is all from a U.S. point of view.
There is, indeed, a lot of overlap, but, imo, the differences usually tend to revolve around one's mentality — how they rationalize their arguments.
You are half right — universal healthcare isn't classically liberatarian because it is an example of positive liberty, whereas libertarianism tends to align more with negative liberty.